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Car Insurance

Added values of our main car insurers

  • Q.E.F. no. 43: Replacement cost endorsement
  • Q.P.F. no. 5: Replacement insurance
  • Q.E.F. no. 41 : Change to deductibles
  • Q.E.F. no. 20 : Loss of use endorsement (somes conditions apply). For some insurers, additional coverage can be added for accommodation expenses.
  • Q.E.F. no. 27 : Civil liability resulting from damage caused to vehicles of which named insured is not owner.
  • Q.E.F. no. 33 : Roadside assistance
  • Q.E.F. no. 34 : Accident benefits insurance
  • Q.E.F. no. 43 : Change to indemnity
  • Driving record protector endorsement

Did you know that…

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Factors that influence the car premium

  • The coverages and deductibles you choose.
  • The brand, year and model of your car
  • The place where you live.
  • The use, distance and annual mileage you make.
  • The number and age of drivers who can drive your vehicle.
  • Your previous claims and violations of the traffic laws
  • Your driving experience
  • Your occupation
  • If you have criminal records.
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Combine your insurance

By combining your RV, car and home insurance, not only you can get up to 25% off, but you can also – if applicable – benefit from the deductible in the event of a claim involving more than one contract. Make life easier by negotiating with a single broker for everything related to your insurance.

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How to lower your insurance premium

  • Insure more than one vehicle with the same insurer.
  • Combine car and home insurance with the same insurer.
  • Possibility to subscribe a 2-year contract with some of our insurers.
  • If the vehicle is old, you can withdraw some coverages (for example, collision).
  • Increase your deductibles.
  • Keep a clean driving record.
  • Have an approved anti-theft device installed on your car.
  • Buy an economical or hybrid vehicle
  • Take advantage of special programs from some insurers.